Creating the Skills Gap

Creating the Skills Gap

There is always a lot of talk about the lack of skills, particularly of the STEM (Science, Technology, Engineering and Maths) subjects. Within Technology/ IT, these have largely centred on programming languages and the growing threats and the cybersecurity. Often we ignore the supply-side (trainers, educators, universities, and the general working population) and the reason(s) for their incompetence. However, what if, companies were the ones creating these ‘skills gaps’ through their unrealistic expectations of the market?

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Calling It Off: Human Rights Act

The recently Conservative government in the UK has decided to change the human rights law citing it has “damaged the credibility of human rights” within the country. In its replacement it will be the British Bill of Rights and Representatives. The Human Rights Act (HRA) (1998) in its current form is so pervasive an instrument it impacts several sections of society, not immediately associated with it, including employment. Here we examine the possible impact the Conservative government’s reforms (more accurately ‘repeal’) might have on employment law. We consider critics’ statements of the repeal and whether they are indeed justified or if they merely compound a minor alteration in British legislation.

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Luddites& FinTech: Job Losses

Very often the introduction of a new industry, particularly one involving technology, results in cries of jobs being lost, displaced, or replaced. This phenomenon is known as technological unemployment. It existed during the Industrial Revolution, bringing into parlance ‘Luddites’ the earliest most ferment technophobes. Those fears are bound to happen occur as FinTech continues to grow and take hold. We will examine the legitimacy behind this claim: will technological progress via FinTech improve productivity at the expense of long-term employment?

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Labor Law Update: US (May 2015)

Check out our newsletter on the latest labor law changes occuring within the USA. The aspect most applicable to FinTech is the Department of Law’s (DOL) proposal of the retirement advice rule. Financial institutions in particular need to avoid disclosing investment advice without proper fiduciary responsibility.

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Financial Inclusion/ FinTech Exclusion

FinTech has helped increase access to financial services and products. Those living in remote locations or lower on the socio-economical scale have greater access to services as a result of the sector. But, there is no deigning the homogeneity of its creators and teams. Do they unintentionally colour and sex their products and services? And in doing so, do they contribute to creating the next generation of the financially excluded?

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