The Competitive Advantage of HPC

The Competitive Advantage of HPC

In an era of financial convergence, faster processing speed (HPC) is the mainstay of faster analytics and quick decisions. Growing regulatory demands also call for speedier insights in trading, risk management, and customer care. Greater operational agility to respond faster to market changes is often the game-changer in Fintech and Regtech, saving billions and ensuring timely regulatory compliance.

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Bringing Sensor Data Analytics To Insurance (InsurTech)

Bringing Sensor Data Analytics To Insurance (InsurTech)

A major development in the ever growing insurance and technology industry – known as InsurTech – is in the realm of sensory data analytics. Technology is improving such that a greater and more accurate range of data can be collected with regard to activities that are typically insured – the main and most obvious of these is obviously driving but more increasingly it is being expanded to day-to-day activities which are of interest to health and life insurance firms.

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FinTech Credit Market Structure and Potential

FinTech Credit Market Structure and Potential

While the FinTech credit market in most jurisdictions currently makes up less than 5% of the countries’ new credit applications, the market has expanded rapidly and considerably over the last few years. Between 2013 and 2015 alone, the credit market more than quadrupled in most European and North American jurisdictions. In China, it expanded by a multiple of nearly twenty. In short, the market potential for legitimate and reliable FinTech credit providers is increasing.

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What are the Main Risks of FinTech Credit?

What are the Main Risks of FinTech Credit?

FinTech is booming, as more and more people seek out alternative financing methods to traditional banking and investors. The benefits of these methods are numerous. They give entrepreneurs access to finance that they may not otherwise qualify for. They also give investors the opportunity to put money in new innovative ventures which might otherwise never have entered the market. But, these types of investments also come with their own risks and their fair share of scandals. Those looking for and investing in the alternative FinTech credit market would do well to get to know and understand these risks.

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FinTech’s Biggest Concerns in 2017

FinTech’s Biggest Concerns in 2017

With the FinTech market being on an all-time rise, the industry needs to now look at how it can work on improving regulatory frameworks, risk management, and fraud management.

Currently, there are no globally accepted standards for regulatory frameworks of the Fintech Credit market. Most governments have designed the regulations by modifying the existing financial frameworks or by developing a new system altogether.

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Cyber Risk and Reputation Management

Cyber Risk and Reputation Management

In recent years, more and more companies have succumbed to cyber attacks. This is particularly an issue in the financial services industry, where hackers and cyber terrorists launch attacks on banks and other financial firms in order to profit monetarily, usually by holding the company to ransom. These are often known as the denial of service attacks whereby hackers will launch an organised attack on a firm to shut down a range of services and then demand payment in order to cease the attack.

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Profitability Among UK FinTech

Profitability Among UK FinTech

Rarely do we hear a startup making profit. Try searching for the “your favourite startup name” and “profit” together on Google. More likely than not, the top results would include news articles headlined “ABC startup operating loss widens X times than last year” or results that are as distant to relevance as are startups to profit in the modern economy.

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Retraining the Financial Industry

Retraining the Financial Industry

I love a good vindication. Don’t you? Seeing someone get what’s coming to them is just so satisfying. The 2015 financial drama The Big Short reminds audiences of the frustration of being denied justice, and it reminds us that often those who have to bear the consequences are not those who deserve them. As in The Big Short, this is especially true when companies must lay off employees.

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