Fintech is disrupting the financial sectors with faster, more customised and more performance-orientated products and services. You need a firm delivering on the same levels providing high quality, marketing leading services to ensure you take the lead and sustain the lead. We not only ensure you lead your market but aim to do so ourselves with original research and data.

As regulators Financial Conduct Authority (UK), Monetary Authority of Singapore (MAS), Hong Kong Monetary Authority (HKMA) and Office of the Comptroller of the Currency (OCC – US) continue to adapt their regulations to FinTech OKA-HR will be there. We will be following the news and updates and presenting them to you as they happen. Please see some of our guides and useful tools below.    

HPC is the Mainstay of Competitive Advantage

HPC is the Mainstay of Competitive Advantage

In an era of financial convergence, HPC is the mainstay of faster analytics and quick decisions. Growing regulatory demands also call for speedier insights in trading, risk management, and customer care. Greater operational agility to respond faster to market changes is often the game-changer in Fintech and Regtech, saving billions and ensuring timely regulatory compliance.

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The Competitive Advantage of HPC

The Competitive Advantage of HPC

In an era of financial convergence, faster processing speed (HPC) is the mainstay of faster analytics and quick decisions. Growing regulatory demands also call for speedier insights in trading, risk management, and customer care. Greater operational agility to respond faster to market changes is often the game-changer in Fintech and Regtech, saving billions and ensuring timely regulatory compliance.

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Bringing Sensor Data Analytics To Insurance (InsurTech)

Bringing Sensor Data Analytics To Insurance (InsurTech)

A major development in the ever growing insurance and technology industry – known as InsurTech – is in the realm of sensory data analytics. Technology is improving such that a greater and more accurate range of data can be collected with regard to activities that are typically insured – the main and most obvious of these is obviously driving but more increasingly it is being expanded to day-to-day activities which are of interest to health and life insurance firms.

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FinTech Credit Market Structure and Potential

FinTech Credit Market Structure and Potential

While the FinTech credit market in most jurisdictions currently makes up less than 5% of the countries’ new credit applications, the market has expanded rapidly and considerably over the last few years. Between 2013 and 2015 alone, the credit market more than quadrupled in most European and North American jurisdictions. In China, it expanded by a multiple of nearly twenty. In short, the market potential for legitimate and reliable FinTech credit providers is increasing.

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What are the Main Risks of FinTech Credit?

What are the Main Risks of FinTech Credit?

FinTech is booming, as more and more people seek out alternative financing methods to traditional banking and investors. The benefits of these methods are numerous. They give entrepreneurs access to finance that they may not otherwise qualify for. They also give investors the opportunity to put money in new innovative ventures which might otherwise never have entered the market. But, these types of investments also come with their own risks and their fair share of scandals. Those looking for and investing in the alternative FinTech credit market would do well to get to know and understand these risks.

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Dismissing Tribunal Fees: Tackling Hidden Discrimination

Dismissing Tribunal Fees: Tackling Hidden Discrimination

This month will mark the fourth year for one of the most significant changes to have occurred in UK tribunal history – employment tribunal fees. Their introduction was highly controversial and had been contested since they were announced in July 2013 by Unison. Yesterday, 26th July 2017, they were scrapped by the Supreme Court which ruled that the government had acted unlawfully and unconstitutionally by introducing them. Though very few will have noticed the fees presence at all during their four years, they did have a huge and adverse impact on employment tribunal history.

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RegTech: Passive to Predictive

RegTech: Passive to Predictive

FinTech has pervaded across the entire spectrum of commerce, banking, insurance, asset management, robo-advisory and other financial services. This has brought to the fore the challenge of regulatory compliance. Through the use of new technologies, regulatory technology, (RegTech) is transforming this area of the financial industry. Here we chart how regulation and compliance is evolving from being passive to being more reactive to its current state of being proactive. We believe it is yet to arrive in the final two stages: Predictive, using advances in Machine  Learning, Big Data and Analytics; and International RegTech as all these previous stages incorporate international regulatory compliance as nations adopt comprehensive cooperative measures.

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Developments in FinTech Iran

Developments in FinTech Iran

Reeling under the economic sanctions imposed by the Western powers, the economy of Iran has found it difficult to transition from a resource-based economy to knowledge-based. However, the economic climate is rapidly changing.

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