Fintech is disrupting the financial sectors with faster, more customised and more performance-orientated products and services. You need a firm delivering on the same levels providing high quality, marketing leading services to ensure you take the lead and sustain the lead. We not only ensure you lead your market but aim to do so ourselves with original research and data.

As regulators Financial Conduct Authority (UK), Monetary Authority of Singapore (MAS), Hong Kong Monetary Authority (HKMA) and Office of the Comptroller of the Currency (OCC – US) continue to adapt their regulations to FinTech OKA-HR will be there. We will be following the news and updates and presenting them to you as they happen. Please see some of our guides and useful tools below.    

Does Net Neutrality Make India Better for Fintech Startups?

Does Net Neutrality Make India Better for Fintech Startups?

This is a tale of two countries and how their respective government policies on net neutrality have affected the startup of nascent fintech companies. Governments have long chosen winners and losers in the private sector by providing different rulebooks for different players—the expansion of railroads across the western half of the USA during the latter half of the 19th century is a prime example. Today, a nation’s net neutrality policies profoundly impact Internet users and businesses, particularly fintech ventures spawning revolutionary products and services.

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China’s New Cyber Security Regulation

China’s New Cyber Security Regulation

China has a variety of reasons to ensure that “The Great Firewall”, a term erected to describe its stringent internet access controls, stays as solid as the monumental Great Wall of China. Pew Research Center’s survey in 2009 reported that 80 percent of all Chinese think a controlled internet is for their benefit, while 85 percent want the government to control it as part of its responsibility.

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Cycber Security Shortage for FSIs

Cycber Security Shortage for FSIs

This spring, the WannaCry virus made international headlines as hundreds of thousands of FSIs were hijacked and held hostage by this malicious ransomware. The most startling observation about this attack that compromised over 200,000 computers in over 150 countries is that it was neither shocking nor unexpected. From consumer credit card information stolen by hackers of Target Co, or compromised email accounts by continual hacks of Yahoo, high profile, prolific hacks of companies, governments, and individuals are increasingly commonplace.

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British Airways: Power Surges and IT Outsourcing

British Airways: Power Surges and IT Outsourcing

British Airlines (BA) faced a critical downtime with their IT systems on Saturday, 27th of May, leaving almost 75,000 passengers stranded at the airports waiting for their flights. At around 11 am on Saturday, BA’s IT systems crashed worldwide, for the sixth time in the past year. The company’s website was also down with the crash and BA had no option but to cancel thousands of flights from Heathrow and Gatwick airports, its two central hubs.

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Cyber Risk and Reputation Management

Cyber Risk and Reputation Management

In recent years, more and more companies have succumbed to cyber attacks. This is particularly an issue in the financial services industry, where hackers and cyber terrorists launch attacks on banks and other financial firms in order to profit monetarily, usually by holding the company to ransom. These are often known as the denial of service attacks whereby hackers will launch an organised attack on a firm to shut down a range of services and then demand payment in order to cease the attack.

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Profitability Among UK FinTech

Profitability Among UK FinTech

Rarely do we hear a startup making profit. Try searching for the “your favourite startup name” and “profit” together on Google. More likely than not, the top results would include news articles headlined “ABC startup operating loss widens X times than last year” or results that are as distant to relevance as are startups to profit in the modern economy.

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Retraining the Financial Industry

Retraining the Financial Industry

I love a good vindication. Don’t you? Seeing someone get what’s coming to them is just so satisfying. The 2015 financial drama The Big Short reminds audiences of the frustration of being denied justice, and it reminds us that often those who have to bear the consequences are not those who deserve them. As in The Big Short, this is especially true when companies must lay off employees.

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Telemedicine and Digital Healthcare

Telemedicine and Digital Healthcare

 Teladoc, Doctor on Demand and MDLive are finding demand in the US where the PCP shortage is felt most: rural areas. It might seem simple enough to connect a doctor and a patient through a chat box or video call, but Teladoc has demonstrated on a large scale the ability to conduct basic primary care consultations at just $30-40 per “visit”. That’s a dramatically lower price than the typical visit in the US today, which can range from $100 to $180; but may go up further still depending on the deals between the physician and the insurer.

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